Kimani Graham: Using life insurance to tackle poverty
THE United Nations’ Sustainable Development Goals (SDGs) may seem like a distant term and idealistic to some, but Kimani Graham is proving that real change can begin right at home and in the most unexpected places.
Adopted by the UN in 2015, the SDGs are a proposal to end poverty, protect the planet, and promote peace and prosperity by 2030. The 17 interconnected goals emphasise inclusive progress, balancing social, economic, and environmental sustainability. They aim to uplift those furthest behind and eliminate poverty, hunger, AIDS, and gender discrimination.
“Very few people make the connection between life insurance and poverty reduction,” Graham explained. “But when I thought about it, I realised both insurance and sustainable development are things I care deeply about. So I asked myself, ‘How can I tie them together?’”
As a sales support supervisor at JN Life Insurance, Graham has not only connected her professional expertise with her passion for sustainable development, but has also taken that vision to the global stage.
Earlier this year, she represented Jamaica at the Global Leadership and Sustainable Development Goal Forum in Kuala Lumpur, Malaysia. There, she presented a proposal on how life insurance, which is often seen as a financial safety net, can be a powerful tool in the fight against poverty, aligning directly with SDG 1: No Poverty.
“I did my research, and I realised that insurance created jobs because JN Life Insurance, for instance, employs people. Having employment is one way to reduce poverty. Also, having insurance can reduce poverty because if a family member dies, or is diagnosed with a critical illness, the insurance can be used to cushion the costs of the funeral, or treat the diagnosis which reduces, or takes the burden off families. Also, if funds remain, those funds can be reinvested for the benefit of the family and can be used as the foundation for generational wealth. So that’s what my presentation was about,” she said.
Her presentation in Malaysia was well received. Out of all the applicants, 30 SDG champions were selected to represent their countries, and from that group, Graham was chosen as one of the final six presenters. It was a proud moment not just for her, but for Jamaica.
But the journey to Malaysia wasn’t easy. Graham, a graduate of St Catherine High School and Caribbean Maritime University, was not awarded funding to attend the conference. Still, she decided to invest in herself.
“I saw the ad on Instagram and thought, ‘I’m almost 30. I don’t want to live with regrets’,” she recalled. “I love travelling, and I knew this would be an opportunity to get certified, speak on an important issue, and represent my country. So I decided to go.”
After a gruelling 20-hour journey, an 18-hour layover in Canada and another seven hours in Japan, she arrived in Kuala Lumpur, ready to share her vision. And she didn’t disappoint.
“I was able to show how life insurance products such as critical illness insurance, pensions, and other types could assist families and build generational wealth and this message resonated with everyone who attended,” she revealed.
Since returning home, Graham has continued her advocacy. She has used her social media platforms such as Instagram, where she has more than 1,000 followers, to raise awareness about the SDGs and their relevance to everyday Jamaicans. She has also submitted a proposal to JN Life’s Managing Director Hugh Reid to install recycling bins on company property, a small but meaningful step towards SDG 13: Climate Action.
Reid in turn has praised Graham’s initiative and her ability to connect global goals with local action.
“When one of our own steps on to the global stage to champion solutions for poverty and climate action, it shows a deep passion for people and reflects the values we hold as an organisation,” he said. “Kimani’s proposal at the UN SDG conference was visionary. We are immensely proud of her and are exploring how to implement her suggestions.”
Graham’s understanding of the SDGs began during her time at Caribbean Maritime University, but her passion for climate action was sparked even earlier. “My cousin was in the Science Club in high school and introduced me to International Coastal Clean Up Day,” she said. “I’ve been participating ever since.”
She’s also active in the Global Youth Network and continues to support her community in Spanish Town, St Catherine. “I used to help a visually impaired man with errands,” she shared. “I don’t do it as often now because of other commitments, but I still try. I want to encourage more young people to get involved in nation-building. I hope to launch more initiatives that can benefit not just Jamaica, but the world.”
Graham is keenly aware that many Jamaicans don’t see the relevance of the SDGs in their daily lives. But she believes that’s simply a matter of education and awareness.
“People think the SDGs don’t affect them, but they do,” she said. “They tie into employment, healthcare, the quality of our water, and the education we receive. For example, when I was a child, there was a beach in Hellshire where we used to play. Now, the shoreline is gone, and the sea splashes against the shops. That’s climate change. That’s why SDGs matter.”