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Businessman implicated in multimillion-dollar scam granted bail after appeal
Latest News, ...
Businessman implicated in multimillion-dollar scam granted bail after appeal
November 11 07:48 PM
KINGSTON, Jamaica — One of the four accused charged in a multimillion-dollar mortgage fraud case involving multiple financial institutions was offered...
{"jamaica-observer":"Jamaica Observer"}
One dead, several injured after New York building collapses
International News, ...
One dead, several injured after New York building collapses
November 11 07:37 PM
NEW YORK, United States (AFP) — One person was killed and several others injured Wednesday after a three-story building collapsed near a construction ...
{"jamaica-observer":"Jamaica Observer"}
‘We love you, Coach Ziggy!’
Latest News, ...
‘We love you, Coach Ziggy!’
Jamaican coach celebrated by Pennsylvania football community after career milestone
November 11 06:59 PM
When Copeland "Ziggy" Lewis, a Jamaican football coach in the United States marked the incredible achievement of 200 lifetime wins recently, even the ...
{"jamaica-observer":"Jamaica Observer"}
Gas prices, diesel down $4.50
Latest News, ...
Gas prices, diesel down $4.50
November 11 05:51 PM
KINGSTON, Jamaica — Motorists should see a decrease at the pumps in the price of gasoline effective Thursday, November 12, according to the latest ex-...
{"jamaica-observer":"Jamaica Observer"}
Gov’t cautions Jamaicans against employment offers linked to Russia-Ukraine war
Latest News, ...
Gov’t cautions Jamaicans against employment offers linked to Russia-Ukraine war
November 11 05:27 PM
KINGSTON, Jamaica — The Government of Jamaica has become the latest Caribbean nation to warn its citizens to avoid recruitment offers to participate i...
{"jamaica-observer":"Jamaica Observer", "breaking-news":"Push Notifications"}
Busy Signal, Egyptian Mohamed Ramadan unite on ‘Make Banger’
Entertainment, ...
Busy Signal, Egyptian Mohamed Ramadan unite on ‘Make Banger’
November 11 05:13 PM
International artistes Busy Signal and Mohamed Ramadan have joined forces on the single Make Banger, a dynamic fusion of Egyptian pop-rap and Jamaican...
{"jamaica-observer":"Jamaica Observer"}
Paris Ruby launches new line of fruitcake mixes, eyes global expansion
Business, ...
Paris Ruby launches new line of fruitcake mixes, eyes global expansion
November 11 05:08 PM
ST JAMES, Jamaica — Montego Bay-based food brand Paris Ruby is positioning itself for further expansion into local and international markets following...
{"jamaica-observer":"Jamaica Observer"}
Namibian Rasta sues gov’t after locs chopped in prison
International News, ...
Namibian Rasta sues gov’t after locs chopped in prison
November 11 04:35 PM
A Namibian Rastafarian man is suing authorities in the country after he was forced to shave his head following his conviction on a ganja offence, a mo...
{"jamaica-observer":"Jamaica Observer"}
❮ ❯

Artificial Intelligence

Copilot now reconciles your accounts. Who signs off?
Business, Latest News
Copilot now reconciles your accounts. Who signs off?
Microsoft has put reconciliations, journal entries and variance commentary inside Excel, and the question for a finance team is no longer whether to use it but how to check it
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
November 6, 2026
Microsoft put finance skills into Copilot in Excel in June. On 29 October it expanded them into something closer to a junior accountant. In the words ...
{"jamaica-observer":"Jamaica Observer"}
Tech stocks suffer bloodbath as US midterms fuel AI fears
Business, International News, Latest News
Tech stocks suffer bloodbath as US midterms fuel AI fears
November 6, 2026
LONDON, United Kingdom (AFP) -- Technology shares plunged Friday after an unnerving rout on Wall Street as fears grew that Democrats would accelerate ...
{"jamaica-observer":"Jamaica Observer"}
Ask your accountant one question: did AI write this?
Business, Latest News
Ask your accountant one question: did AI write this?
Deloitte is correcting an Australian government report for the second time in a year, and the lesson is for anyone who pays for professional advice
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
October 30, 2026
Deloitte Australia wrote a 219-page feasibility study for the Western Australian government on merging three universities, for a fee of A$166,000, abo...
{"jamaica-observer":"Jamaica Observer"}
The call from your boss was not your boss
Business, Latest News
The call from your boss was not your boss
One in three businesses was targeted by an AI scam last year, and a four-line policy stops most of them
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
October 23, 2026
The fraud that cost Intesa Sanpaolo’s private banking arm €95 million did not start with a hack. According to Reuters, which reported the case on 25 S...
{"jamaica-observer":"Jamaica Observer"}
What is your AI actually costing you? — three ways it is priced now, why the bill creeps, and a two-line test for whether it is paying back
Business, Latest News
What is your AI actually costing you? — three ways it is priced now, why the bill creeps, and a two-line test for whether it is paying back
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
October 16, 2026
Microsoft is spending the next month running webinars for business customers on controlling AI costs and proving that Copilot agents pay for themselve...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Claude just moved into Google Sheets — what it does to your model, the one switch to leave on, and the first job worth an hour
Business, Latest News
Claude just moved into Google Sheets — what it does to your model, the one switch to leave on, and the first job worth an hour
On 6 October Anthropic put Claude inside Google Sheets, Docs and Slides as a beta for every paid Claude plan. It reads the file you have open and only that file, it writes formulas and builds models on the sheet in front of you, and by default it asks before it changes anything. For the many businesses here that run on Google Workspace, this is the most useful tool launch since this column began, and the most important setting is the one you should never switch off.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
October 9, 2026
This column started in June with ChatGPT arriving in Google Sheets. Nineteen weeks later the other large AI company has done the same thing, with more...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Would you hire an AI that never clocks off?
Business, Latest News
Would you hire an AI that never clocks off?
OpenAI’s new 'Dots' work around the clock on their own computer, and here is what a business should and should not hand one
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
October 2, 2026
OpenAI held its developer conference on September 29 and the announcement that matters to a business owner is not a model. It is a colleague. OpenAI c...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Would you let an AI read your bank account?
Business, Latest News
Would you let an AI read your bank account?
Claude is testing it, ChatGPT already does it, and here is what to decide before it reaches you
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
September 25, 2026
On 14 September a website that tracks unreleased app features published screenshots of a new section inside Claude’s iPhone app. It is labelled Money,...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Is there any truth to the AI doom talk?
Business, Latest News
Is there any truth to the AI doom talk?
The people building it just asked for a slowdown, and what your business should do with that
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
September 18, 2026
Dario Amodei runs Anthropic, the company behind Claude, which this column has used in more weeks than any other tool. On 12 September he published an ...
Telegram
{"jamaica-observer":"Jamaica Observer"}
UN calls for ‘urgent action’ to rein in AI in face of ‘unprecedented risks’
International News, Latest News
UN calls for ‘urgent action’ to rein in AI in face of ‘unprecedented risks’
September 14, 2026
GENEVA, Switzerland (AFP) — The United Nations (UN) rights chief called Monday for countries and "frontier" artificial intelligence companies to act u...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Two new models in one week — how to test them on your own work before you switch
Business, Latest News
Two new models in one week — how to test them on your own work before you switch
Anthropic shipped Claude Fable 5.1 on 1 September and OpenAI followed with GPT-6 Astra two days later. Both are described by their makers as the most capable models they have built. Neither claim tells you whether your month-end gets better. Here is a two-hour test that does, and a note on what each launch actually gives a business paying US$20 a month, which is less than the headlines suggest.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
September 11, 2026
Two of the three AI tools this column has covered since June got new flagship models within two days of each other. Anthropic released Claude Fable 5....
Telegram
{"jamaica-observer":"Jamaica Observer"}
Fix it before you speed it up — choosing the first thing to automate, and the data work that comes first
Business, Latest News
Fix it before you speed it up — choosing the first thing to automate, and the data work that comes first
Every week this column shows what AI can do for a finance team. This week, the order of operations. Most small businesses automate the part customers can see and leave the part the money runs through untouched, which is roughly backwards. Here is how to choose the first process, and the unglamorous data work that decides whether any of it holds.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
September 4, 2026
Last week, Barbados’s Senior Minister Kerrie Symmonds put some numbers to something anyone who works with small businesses in this region already susp...
Telegram
{"jamaica-observer":"Jamaica Observer"}
10 ways AI has actually changed the game
Latest News, News
10 ways AI has actually changed the game
August 31, 2026
Love it, hate it or still figuring out how to use it, there’s no denying that artificial intelligence (AI) has changed the game. From helping people l...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Your free AI now has advertisers — what that changes, and what your business should actually be paying for
Business, Latest News
Your free AI now has advertisers — what that changes, and what your business should actually be paying for
Every week this column shows what AI can do for a finance team. This week, what it costs. ChatGPT is now carrying advertising in a growing list of countries, on the free plan and on the cheapest paid one. Jamaica is not on that list yet, but the direction is settled, and it is a good moment to work out which plan your business is actually on
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
August 28, 2026
Earlier this year OpenAI said ChatGPT had passed 900 million weekly users, and that more than 50 million people paid for a consumer subscription. The ...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Your attacker has an AI assistant too — what a security demonstration this month means for the way you approve payments
Business, Latest News
Your attacker has an AI assistant too — what a security demonstration this month means for the way you approve payments
Every week this column shows what AI can do for a finance team. This week, the other side of the table: researchers used an AI assistant sitting inside a hacked mailbox to map a company, impersonate its chief executive, find a US$247,500 wire transfer waiting for approval, and redirect it. The controls that stop this cost nothing
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
August 21, 2026
A company approves a wire transfer to an overseas supplier. The invoice is real, the supplier is real, the amount matches the contract. The only thing...
Telegram
{"jamaica-observer":"Jamaica Observer"}
The invisible watermark — AI-written text can now be identified, and what that means for your business
Business, Latest News
The invisible watermark — AI-written text can now be identified, and what that means for your business
Every week this column shows what AI can do for a finance team. This week, a change announced just days ago: Claude now embeds an invisible watermark in the text it generates, which means AI-assisted work is becoming identifiable — and the businesses with nothing to adjust are the ones that never pretended otherwise.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
August 14, 2026
On Tuesday, 11 August, Anthropic confirmed a change this column has been expecting for a while: text generated by its newest Claude models now carries...
Telegram
{"jamaica-observer":"Jamaica Observer"}
The risks of AI — hallucinations, data privacy, and what should never go into a chatbot
Business, Latest News
The risks of AI — hallucinations, data privacy, and what should never go into a chatbot
Every week this column shows what AI can do for a finance team. This week, the other side of the ledger: how these tools fail, where your data goes when you press send, and the short list of things that should never be pasted into a chat window.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
August 7, 2026
For nine weeks this column has argued that AI belongs in the Jamaican finance office: forecasting cash flow, cleaning a year of receipts, turning spre...
Telegram
{"jamaica-observer":"Jamaica Observer"}
AI for due diligence — how to read a 200-page document before you sign it
Business, Latest News
AI for due diligence — how to read a 200-page document before you sign it
Every week this column shows what AI can do for a finance team. This week: due diligence for the rest of us — the leases, loan letters, and business purchases that arrive as a mountain of PDF, and how AI helps you read every page before the deadline does.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
July 31, 2026
Consider a Jamaican business that gets the chance to buy a smaller competitor. The price is fair, the fit is good, and the seller’s attorney sends ove...
Telegram
{"jamaica-observer":"Jamaica Observer"}
ChatGPT, Claude, or Copilot — which AI assistant does your small finance team actually need?
Business, Latest News
ChatGPT, Claude, or Copilot — which AI assistant does your small finance team actually need?
Every week this column shows what AI can do for a finance team. This week it answers the question readers ask most, usually with a price page already open: which one should a small Jamaican office actually pay for?
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
July 24, 2026
By now somebody has told you that your business needs AI. Perhaps it was your accountant, who swears by ChatGPT. Perhaps your IT support company, whic...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Your first AI agent — teach Microsoft 365 Copilot to draft the month-end commentary your way
Business, Latest News
Your first AI agent — teach Microsoft 365 Copilot to draft the month-end commentary your way
Every month you type the same long instructions into a chat window and attach the same files. This week you write those instructions once, attach the files once, and hand the whole routine to an agent your team can share.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
July 17, 2026
Somewhere on your computer there is a note holding your best prompt. You know the one: the paragraph you paste into an AI chat at month-end, refined o...
Telegram
{"jamaica-observer":"Jamaica Observer"}
From Excel to slides in minutes — Claude now works inside your spreadsheet and your deck
Business, Latest News
From Excel to slides in minutes — Claude now works inside your spreadsheet and your deck
The books close on Tuesday; the board deck used to take until Friday. Claude now works inside both Excel and PowerPoint — and because the two add-ins share one conversation, this month’s numbers flow from the workbook into the deck without a single copy-paste.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
July 10, 2026
Every finance team has the ritual. The books close, the Excel pack is updated, and then someone loses a day to the deck: copy the chart, paste it into...
Telegram
{"jamaica-observer":"Jamaica Observer"}
Clearing the drawer — how Claude’s desktop app turns a year of receipts into clean books in an afternoon
Business, Latest News
Clearing the drawer — how Claude’s desktop app turns a year of receipts into clean books in an afternoon
The drawer of crumpled receipts is a Jamaican small-business rite of passage. Point Claude’s new desktop app at a folder of hundreds of receipts and bank exports, describe the mess in plain English, and it reads, sorts, and tidies the whole pile in place — so you keep the judgement and lose the lost weekend.
Peta-Gaye Hardy, Founder, PGH Consulting, LLC 
July 3, 2026
Every small-business owner knows the feeling. It is the week before the accountant needs everything, and the year’s record-keeping is a drawer of crum...
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{"jamaica-observer":"Jamaica Observer"}
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Businessman implicated in multimillion-dollar scam granted bail after appeal
Latest News, ...
Businessman implicated in multimillion-dollar scam granted bail after appeal
November 11, 2026
KINGSTON, Jamaica — One of the four accused charged in a multimillion-dollar mortgage fraud case involving multiple financial institutions was offered...
{"jamaica-observer":"Jamaica Observer"}
One dead, several injured after New York building collapses
International News, ...
One dead, several injured after New York building collapses
November 11, 2026
NEW YORK, United States (AFP) — One person was killed and several others injured Wednesday after a three-story building collapsed near a construction ...
{"jamaica-observer":"Jamaica Observer"}
‘We love you, Coach Ziggy!’
Latest News, ...
‘We love you, Coach Ziggy!’
Jamaican coach celebrated by Pennsylvania football community after career milestone
November 11, 2026
When Copeland "Ziggy" Lewis, a Jamaican football coach in the United States marked the incredible achievement of 200 lifetime wins recently, even the ...
{"jamaica-observer":"Jamaica Observer"}
Gas prices, diesel down $4.50
Latest News, ...
Gas prices, diesel down $4.50
November 11, 2026
KINGSTON, Jamaica — Motorists should see a decrease at the pumps in the price of gasoline effective Thursday, November 12, according to the latest ex-...
{"jamaica-observer":"Jamaica Observer"}
Gov’t cautions Jamaicans against employment offers linked to Russia-Ukraine war
Latest News, ...
Gov’t cautions Jamaicans against employment offers linked to Russia-Ukraine war
November 11, 2026
KINGSTON, Jamaica — The Government of Jamaica has become the latest Caribbean nation to warn its citizens to avoid recruitment offers to participate i...
{"jamaica-observer":"Jamaica Observer", "breaking-news":"Push Notifications"}

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