Subscribe Login
Jamaica Observer
ePaper
The Edge 105 FM Radio Fyah 105 FM
Jamaica Observer
ePaper
The Edge 105 FM Radio Fyah 105 FM
    • Home
    • News
      • Latest News
      • Cartoon
      • International News
      • Central
      • North & East
      • Western
      • Environment
      • Health
      • #
    • Business
      • Social Love
    • Sports
      • Football
      • Basketball
      • Cricket
      • Horse Racing
      • World Champs
      • Commonwealth Games
      • FIFA World Cup 2022
      • Olympics
      • #
    • Entertainment
      • Music
      • Movies
      • Art & Culture
      • Bookends
      • #
    • Lifestyle
      • Page2
      • Food
      • Tuesday Style
      • Food Awards
      • JOL Takes Style Out
      • Design Week JA
      • Black Friday
      • #
    • All Woman
      • Home
      • Relationships
      • Features
      • Fashion
      • Fitness
      • Rights
      • Parenting
      • Advice
      • #
    • Obituaries
    • Classifieds
      • Employment
      • Property
      • Motor Vehicles
      • Place an Ad
      • Obituaries
    • More
      • Games
      • Elections
      • Jobs & Careers
      • Study Centre
      • Jnr Study Centre
      • Letters
      • Columns
      • Advertorial
      • Editorial
      • Supplements
      • Webinars
    • Home
    • News
      • Latest News
      • Cartoon
      • International News
      • Central
      • North & East
      • Western
      • Environment
      • Health
      • #
    • Business
      • Social Love
    • Sports
      • Football
      • Basketball
      • Cricket
      • Horse Racing
      • World Champs
      • Commonwealth Games
      • FIFA World Cup 2022
      • Olympics
      • #
    • Entertainment
      • Music
      • Movies
      • Art & Culture
      • Bookends
      • #
    • Lifestyle
      • Page2
      • Food
      • Tuesday Style
      • Food Awards
      • JOL Takes Style Out
      • Design Week JA
      • Black Friday
      • #
    • All Woman
      • Home
      • Relationships
      • Features
      • Fashion
      • Fitness
      • Rights
      • Parenting
      • Advice
      • #
    • Obituaries
    • Classifieds
      • Employment
      • Property
      • Motor Vehicles
      • Place an Ad
      • Obituaries
    • More
      • Games
      • Elections
      • Jobs & Careers
      • Study Centre
      • Jnr Study Centre
      • Letters
      • Columns
      • Advertorial
      • Editorial
      • Supplements
      • Webinars
  • Home
  • News
    • International News
  • Latest
  • Business
  • Cartoon
  • Games
  • Food Awards
  • Health
  • Entertainment
    • Bookends
  • Regional
  • Sports
    • Sports
    • World Cup
    • World Champs
    • Olympics
  • All Woman
  • Career & Education
  • Environment
  • Webinars
  • More
    • Football
    • Elections
    • Letters
    • Advertorial
    • Columns
    • Editorial
    • Supplements
  • Epaper
  • Classifieds
  • Design Week
Street banking, bank robberies, budgets
NCB ABM
Columns
May 6, 2023

Street banking, bank robberies, budgets

In 1976, I was a child and had reason to visit an elementary school in Florida.

The entire school was air-conditioned and indoors.

Even as a child I found this odd. As an adult I still do. They had enough land to build their’s like we do our’s.

Remember the energy crisis was during this era. Years later I understand and accept that as a First World country they can afford to waste energy like this and we cannot.

As I look on the crisis that is being faced in the cash transit industry, I see an issue that to me begins in the application of First World standards and practices to Third World environments. Let’s start with the issue of street banking.

Our banks, many or most of them have become cashless. They have moved cash to ABM machines that they have generously placed islandwide. So in effect they have moved their cash business out of their buildings and onto the street.

This type of activity could probably work in Denmark or Sweden, but our environment cannot accommodate street banking, as we have one of the most dangerous crime environments in the world.

This, I might add, they have done at a time in our history that the law prohibits the possession of amounts significantly below one million dollars cash, or even to do a business deal with that amount.

So now they have us over a barrel. We have to have an account to save our money. The mattress is no longer an option.

Well, I guess the street banking risk comes at a benefit of lower labour costs that they have passed on to us?

‘Naw’, don’t even harbour the thought. I haven’t seen that in my statement.

So recently and tragically the cash transit teams have come under attack. Well, I guess Indecom and the human rights lobby team are happy that none of the robbers and killers have been shot during the committal of their blood-letting. Well, at least someone is happy.

These attacks are a perfect example of what happens when you apply First World practices to Third World environments, or even more relevant, when you create practices that your crime environment can’t accommodate.

The same way that our crime environment does not facilitate street banking is the same way it cannot accommodate delivery of money to cash transit machines spread across Jamaica.

Money in a war zone like where we live has to be delivered in an isolated zone, inside of a building that the armoured unit drives into.

The current model is reasonable, four-man armed teams in armoured units is pretty much world standard for money movement.

However, when this type of kill and retrieve attack starts you can’t function unless you have cover that you can’t achieve in a glass ABM machine housing.

For this type of environment to continue to exist you are going to need at every point that deliveries are to take place the installation of ballistic cover that an advance team can set up behind and position themselves to repel an attack by gunmen.

This could be something as developed and expensive as steel barricades 10 feet long by five feet tall, or as cheap as sand bags.

Sounds like a war zone? Well I warned you that the Charter of Fundamental Rights and Freedoms and the Indecom Act would bring us here. You didn’t listen!

We constantly apply various acts and practices that we borrow from other countries, this without really learning why they can accommodate these standards that we can’t. Let’s look at a few examples.

The United States has a murder rate of five per 100,000. This is because of a few factors, one of which is in that environment there are consequences for actions.

Does this exist because they are more committed than us? No. This exists because in their environment, practicality exists.

Let me give you some examples.

If you are a serial rapist and have been convicted on several occasions you cannot introduce that habit and practice of taking sex by force in our legal environment. If you do, the case ends.

In the US you can. The whole rap sheet can be brought before the court.

In the US you can wave the right to a lawyer and confess. In Jamaica you can’t take a confession without a lawyer.

Bear in mind, lawyers usually advise their client to shut up.

This ability to take a statement from the murderous fool before the brightest guy in the class arrives is the fundamental basis of their clear-up rate.

There is a story for every environment that has lower crime rates.

In Cuba, they don’t commit crimes because once law enforcement wants you in jail you are going there. It’s that simple and no sharply dressed lawyer can help you.

This is the same with Singapore you all think so much of, and China, Vietnam and a few other countries that rubbish the rights of killers to kill.

The secret of their success is the right to detain without laying charges.

Do they have it because they are wicked or power mad? No. They have it so that they can combat killers in their environment. They do what is necessary.

Does this allow for political repression? Yes, it does. Is it worth it? Ask the family of the slain guard at Portmore Pines.

We have to stop borrowing practices from other environments and look on our own dynamic.

We have to concern ourselves more about the rights of the law abiding citizen and less about the rights of killers.

We also need a solution to this new nightmare of bloodshed against our cash couriers. This solution needs to be infrastructure paid for by banks. This is the only way the attacks will stop.

Nothing else will work.

This must not be paid for by us the customer. It cannot always be all about them and their soul-serving bottom line.

Accepting your reality and a practical assessment of your circumstances is the most important tool in your solution tool box.

As one group is brought to justice another will rise up and the attacks against the cash transit teams will continue. You have to make a decision that is in keeping with our reality.

It’s that simple.

Feedback: drjasonamckay@gmail.com

{"website":"website"}{"jamaica-observer":"Jamaica Observer"}
img img
0 Comments · Make a comment

ALSO ON JAMAICA OBSERVER

ODPEM reassigned to OPM
Latest News, News
ODPEM reassigned to OPM
November 4, 2025
KINGSTON, Jamaica — The Office of Disaster Preparedness and Emergency Management (ODPEM) has been reassigned to the Office of the Prime Minister (OPM)...
{"jamaica-observer":"Jamaica Observer"}
JPS told to put electricity grid underground where feasible — Holness
Latest News, News
JPS told to put electricity grid underground where feasible — Holness
November 4, 2025
KINGSTON, Jamaica — The Government has asked the Jamaica Public Service (JPS) Company to examine the feasibility of relocating sections of its electri...
{"jamaica-observer":"Jamaica Observer"}
Donation to be collected at Reggae Boyz, Curacao football match
Latest News, News
Donation to be collected at Reggae Boyz, Curacao football match
November 4, 2025
KINGSTON, Jamaica — Donations in support of Hurricane Melissa relief and recovery will be collected at the upcoming FIFA World Cup qualification match...
{"jamaica-observer":"Jamaica Observer"}
Over 116,000 buildings severely damaged by Hurricane Melissa — Holness
Latest News, News
Over 116,000 buildings severely damaged by Hurricane Melissa — Holness
November 4, 2025
KINGSTON, Jamaica — More than 116,000 of the 428,000 buildings in the database of the National Spatial Data Management Branch sustained severe damage ...
{"jamaica-observer":"Jamaica Observer"}
Reddit and Kick to be included in Australia’s social media ban
International News, Latest News
Reddit and Kick to be included in Australia’s social media ban
November 4, 2025
SYDNEY, Australia (AFP) — Popular social media website Reddit and streaming giant Kick will be added to a list of websites banned for under-16s in Aus...
{"jamaica-observer":"Jamaica Observer"}
Nintendo shares soar on new Switch target
International News, Latest News
Nintendo shares soar on new Switch target
November 4, 2025
TOKYO, Japan (AFP) - Nintendo shares surged more than 10 per cent on Wednesday after the Japanese gaming giant hiked forecasts for its Switch 2 consol...
{"jamaica-observer":"Jamaica Observer"}
NHF deploys mobile pharmacies in western Jamaica as part of recovery efforts
Latest News, News
NHF deploys mobile pharmacies in western Jamaica as part of recovery efforts
November 4, 2025
KINGSTON, Jamaica — The National Health Fund (NHF) says it has launched mobile pharmacy services for three parishes in western Jamaica that were heavi...
{"jamaica-observer":"Jamaica Observer"}
NWC restores access to 65% of customer base
Latest News, News
NWC restores access to 65% of customer base
November 4, 2025
KINGSTON, Jamaica — The National Water Commission (NWC) has successfully restored access to 65 per cent of its customer base and is aiming to move tha...
{"jamaica-observer":"Jamaica Observer"}
❮ ❯

Polls

HOUSE RULES

  1. We welcome reader comments on the top stories of the day. Some comments may be republished on the website or in the newspaper; email addresses will not be published.
  2. Please understand that comments are moderated and it is not always possible to publish all that have been submitted. We will, however, try to publish comments that are representative of all received.
  3. We ask that comments are civil and free of libellous or hateful material. Also please stick to the topic under discussion.
  4. Please do not write in block capitals since this makes your comment hard to read.
  5. Please don't use the comments to advertise. However, our advertising department can be more than accommodating if emailed: advertising@jamaicaobserver.com.
  6. If readers wish to report offensive comments, suggest a correction or share a story then please email: community@jamaicaobserver.com.
  7. Lastly, read our Terms and Conditions and Privacy Policy

Recent Posts

Archives

Facebook
Twitter
Instagram
Tweets

Polls

Recent Posts

Archives

Logo Jamaica Observer
Breaking news from the premier Jamaican newspaper, the Jamaica Observer. Follow Jamaican news online for free and stay informed on what's happening in the Caribbean
Featured Tags
  • Editorial
  • Columns
  • Health
  • Auto
  • Business
  • Letters
  • Page2
  • Football
Categories
  • Business
  • Politics
  • Entertainment
  • Page2
  • Business
  • Politics
  • Entertainment
  • Page2
Ads
img
Jamaica Observer, © All Rights Reserved
  • Home
  • Contact Us
  • RSS Feeds
  • Feedback
  • Privacy Policy
  • Editorial Code of Conduct