With back to school only a week away, Loans Mart Financing has been spearheading a promotion for interested applicants with sums ranging from $10,000 to $200,000.

“Accessing a loan is easy. We’ll need simply your ID, TRN and two passport sized photos. No letter, no pay-slips, and no bank statements needed,” said Khahaile Brown, managing director with responsibility for overseeing the company’s overall strategy, growth, and operations.

She further touted the institution’s low rates, as well as the reduced or eliminated application fees once the application is received by September 30.

Founded in June 2017, there are currently 21 locations islandwide with the head office being at shop 15 Portmore Plaza, Bayside.

Brown further explained that the institution facilitates a smooth lending process for applicants.

“Loans can be processed same day. We do have individuals with urgent matters, and we can assist with same day disbursements. In other cases, loans may be disbursed in a few days depending on how the applicant cooperates with providing necessary information to facilitate processing and review,” she explained.

In addition, the managing director explained that interest rates are uniquely curated per each client, thereby creating a more favourable repayment structure.

“Interest rates are tailored to the applicant’s own financial situation which takes into consideration how much one may be able to afford to repay and how long they may require to settle all payments. We always recommend coming in to discuss payment terms as it’s not a one size fits all. We are meeting you where you are,” she said.

The micro financing company offers a variety of loan options ranging from education, auto, business, and personal (unsecured loan) up to $1 million.

Brown asserted that the company has remained committed to ensuring that each applicant is prioritised, as best as possible.

“What sets Loans Mart apart is our commitment to building lasting relationships with our customers. We go beyond simply providing loans by offering transparent financial solutions, personalised support, and flexible options that grow with our clients’ needs. We are removing all ‘red tapes’ associated with accessing a loan providing ease for any individual or business who may not have the usual requisites that other lenders would need,” she said.

“It’s so important for us to know that a loan does not equal a crisis. A loan may mean an investment. It may mean a calculated risk. It may mean the better decision. We want to encourage our self-employed individuals including those who may have been rejected by other lenders to invest in that shop, that bar, that salon, the clothing business, the plumbing business and the list goes on.”