MONTEGO BAY, St James — There have been three additional allegations against Stephan Jones who was already before the St James Parish Court to answer a charge of simple larceny connected to debit card schemes.

In court last Wednesday a pattern emerged of adults allegedly being fleeced after being offered cash in exchange for access to their debit cards. There was also one instance of Jones allegedly scaring a teenager into handing over his father’s bank card.

The court was told of an incident on November 26, 2025 when a complainant was at a bank in Fairview, Montego Bay, when his friend, who was speaking with Jones, called him over. The allegations are that the complainant’s friend asked if he could assist Jones in receiving money being sent by his girlfriend. Jones reportedly said his girlfriend would send $500,000 and that the complainant and his friend would each receive $100,000.

The complainant handed over his card and password, after which Jones drove away. The complainant later called Jones on the telephone number provided to him and asked how he had withdrawn the money without giving him his portion. He subsequently reported the matter to the police.

On July 9 another complainant was at an ATM at Fairview in Montego Bay, St James, when Jones, who was driving a white Toyota Axio, allegedly approached him and asked if he could assist him in receiving money from his wife. Jones said he needed an account into which the money could be sent, from which he could withdraw the funds, the court was told.

The allegations are that the complainant told Jones he did not know him, but ultimately provided his contact number. He later joined Jones in the Axio and they drove to the ATM where the complainant provided Jones with his debit card and password before going to a nearby business establishment to wait for him.

The court was told that while the complainant was waiting for Jones to return he called him on his phone and Jones allegedly told him, “Mi move. Mi will call yuh when mi circle back around 6 o’ clock.” At that time the complainant realised that notifications were coming in on his phone showing numerous transactions. He called the bank, which advised him to report the matter to the Area One Fraud Squad.

In another incident a complainant’s 17-year-old son was waiting to deposit $75,000 into his father’s bank account at Ironshore when Jones, driving a black BMW, allegedly approached him and said, “Come here. Yuh nuh know mi?”

Jones reportedly told the teen that he was a wanted man and that people were looking for him in the streets. He then demanded the teen hand over the debit card and, fearing for his life, the boy complied. The father later noticed the transactions on his phone and reported the matter to the police, the court was told.

Jones first appeared in court alongside Angel Gray, who is charged with aiding and abetting simple larceny in relation to a July 4 incident. Jones is represented by attorney-at-law Donnovan Collins while Gray is represented by Henry McCurdy. The allegations are that Jones, who was driving a white Toyota Axio motor vehicle, approached the complainant and asked for assistance to receive US$4,000 into his account. Jones offered the complainant $100,000 to provide his debit card and password to facilitate receipt of the US$4,000. The complainant later received alerts for several transactions, including a $120,000 purchase at a gas station.

Investigators allege that Gray was offered $5,000 to process the transaction but kept $20,000 and handed Jones $100,000. She and Jones were subsequently arrested and charged.

When they returned to court last Wednesday before Judge Natiesha Fairclough-Hylton, the prosecution objected to bail for Jones, citing his pending gun-related case, similar fraud matters before the court, and a previous fraud conviction.

Collins opposed the objection, arguing that his client is not a flight risk, denying the allegations, and asking the court to consider his client’s reportedly serious medical condition.

Judge Fairclough-Hylton remanded Jones in custody until October 21, while Gray’s bail was extended.