THE evidence of a fraud officer employed to a Jamaican financial institution in the ongoing trial of the so-called Tesha Miller faction of the Klansman gang on Tuesday revealed that one of two bank cards retrieved from the home of the accused Carlos Williams belonged to murdered St Catherine man Zamari McKay.

McKay was found with his feet bound on August 11, 2022, in “a rubbish heap”, in the vicinity of a recycling plant on the Lakes Pen main road in the parish, some hours after being reported missing by relatives.

The accused, Carlos Williams, Jermaine Clarke and Owen Billings, are charged on counts 28 and 29 of the indictment brought by the Crown with “knowingly facilitating” the robbery and murder of McKay.

Monday, the fraud officer who has been employed to the entity for over two decades in different capacities, told the court that on April 25, 2023 he was contacted by a sleuth from the now disbanded Counter-Terrorism and Organised Crime Investigation Branch (C-TOC) who he then went to meet carrying a card reader and laptop. He said upon arrival at CTOC’s then headquarters he was presented with a stack of cards, two of which bore the logos of the bank to which he is employed, while the others were white blank cards which had no information embedded.

He said upon running the embossed banking cards he was able to retrieve the customer information linked to each. That analysis revealed that Williams had opened an account with a St Catherine branch of the financial institution in September of 2021 while McKay had opened an account at the same branch in January of 2022.

The fraud officer said when he was subpoenaed to give evidence in February of this year in relation to the material, he downloaded and printed the account opening documents for Williams and McKay. Those documents were on Tuesday tendered and admitted into evidence as exhibits.

In giving his own evidence last month, the sleuth responsible for contacting the fraud officer detailed how Williams was arrested and charged during a pre-dawn operation by the then C-TOC unit at Okra Lane, Spanish Town on Sunday, April 16, 2023. He said following the search of the premises he arrested and charged the then 27-year-old after finding “30 blank cards with magnetic strips” and two embossed bank cards bearing the logo of the Jamaican bank in a Ziploc bag in a dresser drawer.

He said Williams, a labourer, told him that the two bank cards belonged to him, and that the “blank cards were bought [for him] by his girlfriend who lived abroad”. He said he on that occasion arrested and charged Williams with “possession of an access device”.

That same lawman, who has since retired from the force, also on that occasion identified Williams during a dock identification exercise.

Tuesday, defence attorney Lynden Wellesley, who along with Petreta Gabbidon represents Williams, indicated that he had no questions for the fraud officer in cross examination.

Attorney Denise Hinson, who represents the accused Owen Billings and Jermaine Clarke, in her cross-examination of the fraud officer, questioned him about the timing of his interaction with the sleuth who had confiscated the cards and arrested Williams.

The fraud officer maintained that he had spoken to the then cop on April 25, 2023, and after. He said the detective was the one to initiate contact.

Hinson, in cross-examining the sleuth in May, had questioned him at length about the time in which he made his notations about the day of the operation and other matters related to the investigation. She said it was her belief that he had only recently made the entries and had not done so in 2023 as he had told the court.

According to the lawman, after the arrest on April 16, 2023 he had made his last notes on April 27 and concluded his statement on the matter. He resigned from the constabulary about a year after.

The matter resumes on Wednesday morning in the Home Circuit Division of the Supreme Court in downtown Kingston.